The essence of being at sea—tranquility, serenity, and the thrill of exploration—is something worth safeguarding. Enjoy exceptional protection for yachts of over 36 feet and larger vessels over 70 feet, valued at over $3 million, and operated by a captain and crew.,
Apply online nowIn the event of a total loss, we compensate the full agreed-upon value without applying any deductible. For eligible boats, our Masterpiece Yacht Select plan even provides Replacement Cost coverage extending up to 120%.
We offer coverage limits tailored to your requirements, encompassing legal defense expenses, obligations under the Oil Pollution Act of 1990, wreck removal costs, and Jones Act coverage for compensated crew members.
For many partial loss scenarios, we cover the cost of repairs or replacements without factoring in depreciation.
Covers injuries sustained by individuals on your yacht due to an uninsured or underinsured vessel operator.
Includes coverage for medical and associated expenses for anyone onboard, embarking, or disembarking the yacht, with per person, rather than per occurrence, benefits. Options for increased limits are available.
Expenses up to $10,000 related to search and rescue operations by entities like the US Coast Guard are covered, at no extra cost. With the Masterpiece Yacht Select plan, this extends up to $25,000.
Liability purchase automatically extends coverage to employees aboard the vessel under LHWCA jurisdiction.
Automatically includes coverage for the owner's and guests' clothing, personal belongings, and fishing equipment, with the option to increase limits.
Automatically includes marinas, yacht clubs, and similar facilities as Additional Insureds on the policy.
Provides up to $5,000 coverage for the yacht's trailer, with the possibility to increase this limit.
Included in the policy with options for higher limits.
Offered automatically, without additional charges.
Covers reasonable expenses for hauling, fueling, or docking the yacht under threat from a covered peril, up to the policy limit.
Covers inspection costs following a grounding, stranding, or collision with a submerged object, without any deductible.
Provides coverage above the Liability limit up to OPA statutory limits, with automatic adjustments to meet future statutory increases.
Offers up to $5,000 for chartering an alternative vessel if the insured yacht is inoperable due to a covered loss and cannot be repaired within 72 hours. This limit increases to $10,000 under the Masterpiece Yacht Select policy.